
“Should we hire a CFO?”
I hear this question from founders all the time.
Here’s the truth: Hiring a CFO too early is wasted money.
Why pay ₹80–90 lakhs a year when you’ll still be chasing cash flow updates on WhatsApp?
What you need instead is the right finance structure at the right stage.
📊 A Simple Thumb Rule for Founders
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At 0–10 Cr turnover → Keep your books clean. A good accountant + compliance support is enough.
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At 10–50 Cr turnover → An analyst + a part-time Virtual CFO on call will give you strategy without the overhead.
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At 50–100 Cr turnover → Yes, you need a CFO leading finance, but still on a fractional/outsourced basis.
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At 100–200 Cr turnover → Your business now requires almost full-time CFO attention.
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200 Cr+ turnover → That’s when it finally makes sense to bring a full-time CFO on board.
🎯 Final Thought
Hiring a CFO isn’t about prestige.
It’s about timing.
The right financial expertise at the right stage helps you avoid deadweight hires — while still keeping you investor-ready, compliant, and future-proof.
At CFO Emeritus, we step in exactly when you need us: as a part-time, scalable CFO service for startups and SMEs.
📩 Want to know if your business is at the right stage for a CFO?
Email us at office@cfoemeritus.com — and we’ll give you an honest answer.




